Our goals:
"Help small business owners make better financial decisions."
WHY CHOOSE US?
For a Brighter Financial Future.
- Financial literacy education
- Strong track record of impact
- Community-focused approach
- Transparent and accessible services
Lighting Hopes for the People
Ujjawal Fiscal is promoted by a group of dynamic financial experts with the sole aim of providing affordable finance to the eligible rural borrowers for becoming entrepreneurs.
Client Selection
Identify potential borrowers who adhere to the Reserve Bank of India's eligibility criteria.
Credit Assessment
Educate borrowers on financial management, debt repayment, and responsible borrowing.
Financial Training
Educate borrowers on financial management, debt repayment, and responsible borrowing.
Loan Disbursement
Disburse loans after confirming borrower understanding of loan terms and conditions.
ABOUT US
Rural Financial Inclusion
Ujjawal Fiscal tries to bring about underprivileged women of rural India under one umbrella by providing financial support for income generating activities.
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PRODUCT AND SERVICES
Our Capabilities
Ujjawal Fiscal is your trusted partner for all your financial matters, offering expert guidance and personalized service.
MSME Loan
Micro, Small and Medium Enterprises (MSME) Loans are financial assistance provided to small and medium-sized businesses to help them grow and expand. These loans can be used for various purposes, such as purchasing equipment, hiring employees, or increasing inventory. They often come with lower interest rates and flexible repayment terms compared to traditional business loans.
JLG loan
Joint Liability Group (JLG) Loans are a type of microfinance loan where a group of individuals, typically from a rural or urban community, become jointly responsible for each other’s loans. If one member of the group defaults on their loan, the other members are held accountable for repaying it. This shared responsibility encourages timely repayments and fosters a sense of community within the group.
how it works
Simplified Application Process
At Ujjawal Fiscal, we’ve designed a simple and efficient application process to make it easy for you to access the financial support you need. Here’s a brief overview of the steps involved.
Submit Application
Submit your loan application conveniently through at one of our branches.
Document Verification
Provide the necessary documentation to verify your identity and financial information.
Approval and Disbursement
Receive a decision on your loan application and if approved, funds will be disbursed.
Meet Our Experts
Seasoned Professionals
Discover the wealth of experience and expertise that our team brings to the table. Our experts have a proven track record of success in finance.
TESTIMONIALS
What Our Customer Says?
Chandrajit Sarkar
Customer
“Ujjawal Fiscal Services helped me start my own business. Their easy process and support were invaluable.”
Mamuni Dasgupta
Customer
“Their friendly staff made the loan process smooth and hassle-free. I’m glad I chose them.”
Pradip Saha
Customer
“Ujjawal Fiscal Services empowered me to become financially independent. I’m thankful for their support.”
Maximize Your Financial Returns
Investors can secure a profitable and sustainable investment while contributing to the empowerment of underprivileged communities by investing in Ujjawal Fiscal.
Ujjawal Fiscal is a socially responsible financial institution committed to empowering underserved rural communities in India. We provide accessible microcredit loans and comprehensive financial education programs to foster economic growth and improve livelihoods.